Spring is a wonderful time of renewal with the blossoming of new flowers and the budding of trees. However, spring is also known as the season of flooding and can bring torrential rains to unsuspecting home owners. With excessive rain comes flood damage to homes. Home owners depend on the quick response of water restoration contractors to protect their most treasured belongings from flood damage.
According to data from the U.S. Geological Survey (USGS), floods were the number one natural disaster in the United States in the 20th century, causing more loss of life and property damage than any other type of natural disaster. After a flooding disaster, home owners need emergency help to prevent further damage and to restore their homes.
Water restoration contractors provide essential 24/7 emergency services to homes and businesses facing a flooding disaster. Flood restoration contractors have specialized training and use specialized equipment to complete water damage repair and restoration professionally and efficiently. Each water restoration emergency is different, so each requires a unique solution.
The water damage restoration process begins with an assessment of the situation. After an assessment of the damage is made, contractors work quickly to remove and extract water, preventing further damage. Drying of the home and dehumidification takes place along with cleaning and sanitizing surfaces within the home. Finally, any damage to the home caused by flooding is repaired such as drywall or carpet replacement, floor repair or painting.
C & S Specialty Underwriters understands the unique risks of water restoration contractors and can provide liability insurance protection through our Environmental Contractor’s/Consultant’s Package Policy with limits of up to $11 million per occurrence and $11 million aggregate. Coverage is available in all states except New York.