Environmental Packages

We have worked hard to build and maintain a consistent reputation of excellent customer service, honesty, and integrity.  Our team of underwriters are some of the best at what they do and are in constant communication with each other, ensuring that no matter whose hands your account passes through, the transition is seamless and no information or time is lost along the way.

Construction Packages

We have worked hard to build and maintain a consistent reputation of excellent customer service, honesty, and integrity.  Our team of underwriters are some of the best at what they do and are in constant communication with each other, ensuring that no matter whose hands your account passes through, the transition is seamless and no information or time is lost along the way.

Environmental Contractor’s / Consultant’s Package

Package Overview

Our Environmental Package policy offers Commercial General Liability and Contractor’s Pollution Liability for environmental contractors, Commercial General Liability and Professional Liability for environmental consultants,  and monoline Contractor’s Pollution Liability for non-environmental contractors. All combined policies are written on an ISO commercial general liability based forms.

Limits up to $11 million per occurrence/$11 million aggregate are available on “A” XV AmBest Rated carrier on a primary basis or combination primary with follow form excess liability. 

Coverage Overview

(Available in all U.S. states except New York)

  • Bodily injury
  • Clean-up costs
  • Property damage arising from operations/services of the policy holder
  • Minimum premiums begin at $1,500
  • Deductibles as low as $1,000

Facilities

  • Light Industrial
  • Recycling Operations
  • Treatment Storage and Facilities
  • Waste Operations

Coverage Enhancements

  • ISO Commercial General Liability (CGL) base form
  • Combined general and pollution coverages eliminates the need to purchase separate policies
  • Broad pollution definition includes fungi, bacteria, allergens and electronic magnetic fields
  • Punitive damages when insurable by law
  • Defense costs in addition to limits
  • Blanket additional insureds
  • Blanket Primary/non-contributory and waiver of subrogation
  • Per project aggregate limits available
  • Non-owned Disposal Site coverage
  • Transportation Pollution Liability coverage

 

Environmental Contractors:

  • Hazardous Waste
  • Soil and Groundwater Remediation
  • Emergency Response and Cleanup
  • Storage Tank Contractors and Tank Testing
  • Superfund and Brownfield Remediation
  • Lead, Asbestos, Radon and PCB Remediation
  • All Fire and Water Restoration Contractors
  • Mold Remediation and Decontamination
  • Other Environmental Contractors that perform clean-up, abatement, remediation, removal, excavation, containment, treatment, detoxification or neutralization of existing pollution conditions.

Environmental Consultants

  • Environmental Project Management
  • Industrial Hygiene
  • Phase I, II and III environmental consultants
  • Environmental Regulatory Consulting and Permitting
  • Lead, Asbestos, Radon and PCB assessments and inspections
  • Other Environmental Consultants that perform testing, monitoring or investigation of pollutants, including the design of systems and protocols for the testing, monitoring, investigation, clean-up, abatement, remediation, containment, treatment, detoxification or neutralization of pollutants.

Construction General Liability Policy

Package Overview

Our Construction General Liability package policy is offered to general and trade/artisan contractors (both commercial and residential).  Contractor’s pollution coverage is available on an occurrence or claims made basis. As part of our standard coverage package, we offer blanket (where required by written contract) additional insured, primary/non-contributory and waiver of subrogation endorsements.

Primary limits up to $2 million per occurrence and $2 million aggregate are available on “A” XV AmBest Rated carrier.

Coverage Overview

(Available in all U.S. states except New York, Colorado, and Nevada)

  • Minimum premiums beginning at $2,000
  • Deductibles as low as $1,000

Coverage Enhancements

  • ISO Commercial General Liability (CGL) base form
  • Combined general and pollution coverages eliminates the need to purchase separate policies
  • Blanket additional insureds
  • Blanket Primary/non-contributory and waiver of subrogation
  • Per project aggregate limits available
  • Non-owned Disposal Site coverage
  • Transportation Pollution Liability coverage
  • Dedicated Pollution limits available

Target Risks:

General and trade/artisan contractors (commercial and residential) with revenues generally under $10 million in the following classes:

  • HVAC Contractors
  • Concrete Construction (flat work, drive ways and patios)
  • Door & Window Contractors performing installation work solely for repair, remodel, and additions
  • Driveway, Parking Area or Sidewalk contractor
  • Floor Covering Installation
  • Electrical Contractors
  • Plumbing Contractors (less than 2 stories)
  • Masonry Contractors (flat work, drive ways and patios)

 

  • General Contractors – Residential Custom Home Builders (less than 5 homes per year)
  • General Contractors – Commercial
  • Painting Contractors
  • Tile, Stone, Marble, Mosaic or Terrazzo Work – interior construction
  • Landscaping including lawn treatment
  • Interior Carpentry
  • Solar Contractors
  • Metal Erection – nonstructural
  • Residential and Commercial Artisan and General Contractors performing repair/remodel/addition work.

C&S Specialty Underwriters, LLC
dba C&S Risk and Insurance Services LLC in California
dba C&S Specialty Insurance Services LLC in Nevada | New York | Utah
1899 Powers Ferry Road SE, Suite 460
Atlanta, GA 30339
T. 855.390.7598 
F. 678.999.5121 
info@csunderwriters.com