Taking these lessons to heart, our team founded C&S in 2013.  C&S quickly became known for our focus on niches in specialty areas where the underwriting results were better over time.  Our highly experienced staff began crafting coverage forms that adequately protected the insureds risks, while avoiding some coverage missteps of the the past that had led to unprofitability.

We invited, and continue to invite, only brokers that fit our business model, we trust and know, and have expertise and experience with the risks we write.  We invested heavily in a state-of-the-art underwriting system that allows us to provide quotes to our broker partners within 24 hours, seamlessly create binders, issues policies, and process endorsements.  All while providing transparency and visibility of our process to our carrier partners, ensuring that we maintain not only our underwriting integrity, but their trust as well.

C&S devotes time to give back to the community, both as a company and as individuals.  Our main focus is the Atlanta Mission, a non-profit organization founded in 1938 to serve Atlanta’s metro area homeless population.  Semi-annually, the C&S staff volunteers at the Atlanta Mission to help their cause, whether that be preparing lunches for their residents, cleaning and organizing closets and day care space, loading and unloading delivery trucks, etc.

In addition, the staff is involved in other outreach organizations on an individual level.  C&S also donates to several companies in order to give back to the community they are a part of.