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Do you need Contractor’s Pollution Liability Insurance?

34678270_MAs an independent contractor, you need liability protection against damage that you could potentially — and unintentionally — cause as you work. This includes damage caused by hazardous waste, and contractors who work in the oil, agribusiness, excavation and asbestos abatement industries are at special risk. The Contractor’s Pollution Liability policy protects you against any claims of bodily injury, property damage or damage from toxic waste contamination. Such a policy also pays any clean-up costs.

If you are a contractor working in one of these industries, you may be asked to provide proof of coverage before you can even begin a job. Not only will buying a Contractor’s Pollution Liability Insurance policy enable you to begin work, it will protect your interests from third-party lawsuits involving injuries or property damage from toxic waste clean-up. Here are a few examples of contractors who may need a pollution liability policy:

  • Street and Road Contractors
  • Concrete Contractors
  • General Contractors
  • Painters
  • Plumbing, HVAC and Electrical Contractors
  • Electrical
  • Demolition
  • Transportation pollution (salt, brine, mud, frack water, etc.)

Pollution from toxic waste is not always apparent. Property inspections can often miss underlying hazardous waste exposure. The hazardous waste may not be discovered for many years after a property is purchased. To cover your liability and financial interests as a contractor working at an industrial site, pollution liability insurance is an important protection to have.

C & S Specialty Underwriters, LLC offers Pollution Liability Insurance to contractors with revenues of $10 million and under, with primary coverage limits up to $11 million per occurrence. Our Contractor’s Pollution Liability policy includes coverage for fire and water restoration, mold remediation, emergency response and hazardous material remediation, carpet and upholstery cleaning, lead, asbestos and PCB remediation and more.

We invite you to give us a call at 855-390-7598 to find out more about Contractor’s Pollution Liability Insurance. Or, visit our website for more information about all of our insurance products. http://csunderwriters.com/